A personal loan is money borrowed from a bank for a personal expense such as a holiday or purchasing a new car.

With a personal loan, the lender requires no security for the debt/loan. The loan is still subject to your ability to make the repayments and the interest rates on unsecured loans can be higher on average than secured personal loans.

A personal loan can supplement your income to help you pay for large expenses. Some common expenses include:

  • Holidays
  • Medical bills
  • New car
  • Home renovations

So often, you find things are placed on hold due to a poor financial situation or lack of finances. This means you can miss out on the opportunity to travel overseas with friends or even forfeit simple daily expenses due to restricted funds. If you are in need of a helping hand to overcome a personal matter, we can assist. With a range of options made to suit differing financial requirements, speak to us about your goals and see how we can help you achieve them.

For the full details on repayments and procedures, it’s best to speak to us directly by getting in touch. We have helped many individuals find the balance in their life again and turned situations around. Whether you are looking to buy a car or consolidate debt, we can offer you a solution that will get you back on your feet. Our team will advise you on the best steps going forward and will assess your current circumstances to see what outcome is best aligned to your conditions.